Personal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save and spend monetary resources over time, taking into account various financial risks and future life events. Components of personal finance might include checking and savings accounts, credit cards and consumer loans, investments in the stock market, retirement plans, social security benefits, insurance policies, and income tax management.

When you reach into a broad-ranging topic like personal finance, you find everyone and their cousin trying to reach across the Internet to give you advice. There’s so much information there that it can literally be overwhelming; there’s literally too much for the average person to sort through. Luckily for you, I am looking to quash that “intimidation” factor. There’s no reason that personal finance can’t be thoughtful, cohesive, and comprehensive, so we’ve probed through the web to find these free e-Books/booklets across the topics you’ll reference most. These e-Books were into specific categories, along with a brief description we’ve written up on each of them. Everything is in PDF format, so if an e-Book strikes your fancy, consider downloading a copy by right-clicking on the link, then clicking “Save As”. Happy reading!

Basics of Personal Finance
#1.
Building Wealth: A Beginner’s Guide to Securing Your Financial Future (1.2 MB 39 pg) - An excellent e-Book from the Federal Reserve Bank of Dallas (putting all the other Feds to shame), this guide helps individuals and families develop a plan for building personal wealth. It presents an overview of personal wealth-building strategies that includes setting financial goals, seeking guidance, budgeting, saving and investing, and managing debt.
#2.
Pathways to Getting Ahead (882 KB, 48 pg) - A very good booklet, this guide is targeted to young adults, and aims to spur thinking about the importance of asset building in their personal lives and about how larger policy decisions impact the choices they make.
#3.
Money Matters: Your Guide for Financial Security (24 MB, 32 pg) - Get helpful tips on how to set financial goals, organize your financial files, find a financial professional, understand your investment options and responsibilities, and be a wise borrower.

Please follow link for complete listing of the 32 FREE eBooks on personal finance guide...Personal Finance Guide- Free pdf eBooks

Other FREE ebooks include topics such as the following:

Consumer Awareness

Credit & Credit Cards

Saving & Investing

Mortgages

Retirement Planning

Estate Planning & Insurance

Privacy & Security